I was very grateful to have wonderful parents who insist on caring and babysit after hubby and I had our girls. Parents didn't want any daycare looking after their precious and only grandkids but them. That helped us save to save to pay off the house even fasterWhen we moved from KCMO ago to Topeka, we were able to get a house 3x the size because it was so much cheaper. Even day care costs are significantly less, before the move, daycare was a mortgage payment, now its a car payment (and in my opinion same or better attention paid to our kids).