You have tester tools to gauge people's trustworthiness? You my friend have set an unattainable precedence for the rest of us.I got a box of Harbor Freight junk that I loan out. When that cheap o wrench doesn’t come back then I just learned a cheap lesson on who to trust…
Same deal with money, you are good for the first 20 or fifty. You won’t get a second shot; another cheap lesson…
I never ask for or borrow money…
“Dad you got 20” ?
“Son you need to get a Job”
“Dad you got 100, lights might get shut off”
“Son don’t you have a job”?