you got the problem right, lets continue discussing about the solution.Since there are folks out there that aren't "linux-saavy", would it be possible/feasable to create a reef-pi image that already has the /boot/config.txt changes, etc already done for folks? I could easily make the image, hosting it would be another story.
We want to be able to configure the /boot/config.txt for builders, but hosting a whole image is probably hard due to large space equirements, and bandwidth is not cheap.
I have some thoughts on this, i'll get to this after 3.0,