I have an ATI 8X over my 90. I'd do the same for a 120 but add 2 Reef Brite LED Actinic strips. I change bulbs 4 at a time roughly every 12 months. I think 18 months would be safe and up to 24 if you wanted to push it in a mixed reef. You'll notice an increase in past algae and some drop off in "pop" as the bulbs age.