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*Available to U.S. residents only. Previous purchases ineligible for offer. Offer subject to change at any time. Pay over 3, 6, or 12 months with financing rates from 0-30% APR. Eligibility for financing and rates are based on applicant’s creditworthiness. Affirm loans are made by Cross River Bank, New Jersey-state chartered bank, member FDIC. Your cart must contain $200 or more worth of Reef Octopus products to qualify for this promotion. Offer available from 4/27/2020-5/11/2020.